Do you think the tort doctrine of government immunity legislative and court decisions have been good for the country? Explain.

dQ7-1

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Both public and private concerns are subject to significant risks, which could be costly. Managers use risk management to decide how best to deal with the risks and to manage the problem accordingly. Insurance is one tool in dealing with risk, but the cost of insurance is often high, and sometimes insurance is not even possible to acquire. Government risks or liabilities include civil damages, breach of contract, dishonesty protection, workers’ compensation, activity interruption, and even health protection…

The most serious loss exposure concerns third-party liabilities. If a public employee has an accident, the government pollutes the environment, or a public employee causes other serious harm to someone, then liability damage occurs and courts grant awards to third parties…

Part of exposure identification must be a full understanding of the tort doctrine of government immunity. This doctrine gave government immunity from many civil tort actions, such as negligence. However, the courts and legislatures have reconsidered this doctrine since the 1940s, and governments are increasingly vulnerable in lawsuits.”

Do you think the tort doctrine of government immunity legislative and court decisions have been good for the country? Explain.

A good manager will regularly review and update the organization’s insurance coverage to be sure that not only is proper insurance maintained but coverage is more than adequate to cover the maximum amount of a successful claim brought against the public entity. One of the things I did was to seek bids for the services on a three year basis. In this way, I would have to demonstrate they offered a top quality product. Obviously, we check on references and we did not deal with insurance companies that did not have other school districts as clients. What can Hadleyville do along these lines?

Given Hadleyville’s financial plight, how do you think the risk management plan that you suggested can be implemented? Would the money be diverted from some other program area and if so what program area would you divert the money from. Thank

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